About Horizon Currency

The Future
of Currency
Exchange

We are making the impossible possible

At the heart of Horizon Currency is the belief that the market needs an innovator that can deliver fast, efficient and competitive currency transfers. We built a company that stepped into the gap to deliver you the competitive edge.

Innovative

Horizon Currency works by moving currency from the wholesale market to the retail market. We have built relationships with a number of wholesale currency providers which allows us to select the most competive exchange rates available and pass them on to our clients who would not normally have access to such market rates.

Authorised by the FCA

The regulatory details of the payment providers we work with are as follows:

Currency Cloud Ltd is authorised by the Financial Conduct Authority (FRN 900199) for issuing of electronic money and the provision of payment services. Currency Cloud is registered with FinCEN and is authorised in 22 states to transmit money.

FXPress Payment Services Ltd is authorised and regulated by the Financial Conduct Authority (FRN 521572) for the provision of payment services. FXPress Payment Services Ltd. is licensed and regulated by HMRC as a Money Services Business (MSB) HMRC Registration No. 12588692.

Size Can Matter

Currency Cloud process over $1bn a month on behalf of hundreds of thousands of people and companies.

Your Money is Safe

When you deposit money with Currency Cloud and FXPress Payment Services it is held in segregated bank accounts at tier 1 banks, ensuring your funds are not included in the company's working capital. This ensures in the unlikely event of either companies coming under stress your money is ringfenced from that companies own funds.

Physical Security

The payment system that handles all data operates on Amazon Web Services (AWS) which is certified under a number of global compliance programmes which underlines best practices in terms of data centre security. These include:

ISO 27001 Information Security Management Controls

ISO 27018 Personal Data Protection

PCI-DSS Level 1 Payment Card Standards

SSAE16/SOC 1, SOC2 and SOC 3

FIPS United States Government Security Standard

Horizon Currency Ltd
Albany House

40 Shute End
Wokingham
RG40 1BJ

Payment services for Horizon Currency Limited are provided by:

The Currency Cloud Ltd. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ.

Or

FXPress Payment Services Ltd. Registered in Northern Ireland No. NI602461. Registered Office: 1 Elmfield Avenue, Warrenpoint, Newry, County Down, Northern Ireland, BT34 3HQ. Trading Office: 1 Poultry, London, EC2M 8EJ.

The Currency Cloud Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)

FXPress Payment Services Ltd is authorised and regulated by the Financial Conduct Authority (FRN 521572) for the provision of payment services.

FXPress Payment Services Ltd. is licensed and regulated by HMRC as a Money Services Business (MSB) HMRC Registration No. 12588692.