A Specialist Currency Solutions Provider
Fix today's exchange rate for a transfer in the future. That means you are protected if the exchange rate moves against you before you are due to transact.
Trusted by clients who want a calmer, more supported process for high-value transfers.
Secure today's exchange rate for a transfer you'll make in the future, even if the market moves before you need the currency.
A forward contract lets you secure the current exchange rate for a transfer scheduled up to 12 months ahead, removing rate risk entirely.
From quote to settlement, here's how locking in a forward rate works in practice.
The broker quotes you a forward rate. This is usually based on:
The forward rate may be slightly better or worse than the live market rate depending on those factors.
Most brokers require an initial deposit, typically 5%–10% of the total contract value.
So for a £85,000 equivalent trade, you might lodge around £4,250–£8,500.
This is not a fee. It's security against market movements.
You choose when you'll need the currency:
Common uses include overseas property purchases, business invoices, salary payments, importing goods, and emigration transfers.
When settlement day arrives:
The exchange rate is already fixed regardless of market conditions.
Horizon Currency is an execution-only specialist that does not take custody of funds. Payments are conducted through our FTSE-listed and FCA-regulated payment corridor, Equals Money, which facilitated £18.2BN in total transaction flow for the 2024 financial year.
Supremely positive experiences… I have had only positive experiences with Horizon Currency. You are in safe, friendly and efficient hands from the very first second! Even the set up, which I find can be cumbersome with all the necessary paperwork for various authorities, they just handled it and supported me through it. I felt like I was doing it with a partner who had my back. I do not hesitate to recommend them.
Horizon Currency is a specialist currency solutions provider, focused on customer service, market-leading exchange rates, and the regulatory transparency that protects your funds.
Horizon Currency has customer service and support as its core offering. We deliver one-on-one service in a world where currency payments customers are increasingly pushed online and lack the helping hand of experienced dealers and analysts. Optimal timing and considered strategy are as important as competitive exchange rates, and we aim to provide all three.
Horizon Currency's primary payment provider is Equals Money, part of FTSE-listed Equals Group PLC, which transacted £18.2BN in 2024. Horizon Currency taps into this volume and delivers highly competitive rates to our personal and business clients. Rates once only available to the biggest institutions are now available to you.
Horizon Currency specialises in client onboarding and payment execution. We do not take custody of funds; that is done by our UK FCA-regulated liquidity providers. Client money is held in segregated client safeguarding accounts using our global Tier 1 banking partners, separate from any company money or assets.
Registered in England and Wales (no. 07131446). Registered Office: Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Authorised by the Financial Conduct Authority to provide payment services (FRN: 671508).
Registered in England and Wales (no. 12352935). Registered Office: WeWork, WW Moor Place Limited, 1 Fore Street Avenue, London, EC2Y 9DT. Registered with the Financial Conduct Authority (927951).
Request a quote and a Horizon Currency specialist can get back to you with tailored support for your forward contract.
Tell us a few details and a currency specialist can get back to you with tailored support for your forward contract.